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> What policies are being passed that are helping materially black people?

Mostly nothing. Corporations can largely only avoid harming various groups, and engaging in fair business practices. They're not set up, by their incentive structure, to do work that reforms society at large.

Even non-profits need to focus on a specific mission, and they're usually most successful by putting people in touch with each other.

Because, especially if you look at it through the lens of "material" help, the further an action is from the control of the individual being helped, the amount of good that can be done per unit effort drops off dramatically.

We normally view individualism as a normative claim, that "the rugged individual" ought to help himself. But you can cast it as an observation: most help in your life is only effective (again, in terms of return for the effort involved) if it comes from you personally or someone quite close to you.



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