If you grew up with access to upper middle class (or higher) wealth, which is what your parents would need to be to match today's early career Silicon Valley software engineer incomes, you probably don't know what it's like to not have access to many of the institutionalized resources you grew up with, because you probably never lived that experience.
That might be an overly broad test, but the underlying point is pretty clear.
If you grew up with access to upper middle class (or higher) wealth, which is what your parents would need to be to match today's early career Silicon Valley software engineer incomes, you probably don't know what it's like to not have access to many of the institutionalized resources you grew up with, because you probably never lived that experience.
That might be an overly broad test, but the underlying point is pretty clear.